II. Risk Response (Questions including which year out of past five was the best for household income, why, whether it was a good year for many households in the village, which year out of past five was the worst for household income, why, whether it was a bad year for many households in the village, how household got by during the year [sell/eat rice in storage, spend less on household items, spend less on inputs, sell jewelry, sell land, work harder than in a normal year, do additional occupation, use savings, get help from gov’t, help from relatives in village, get monetary help from relatives in village, get help from relatives outside of village, get monetary help from relatives outside of village, help from non-relatives in village, get monetary help from non-relatives in village, help from non-relatives outside of village, get monetary help from non-relatives outside of village, get help from temple, borrow from BAAC group members, borrow from BAAC, borrow from supplier of inputs in village, borrow from supplier of inputs outside village, borrow from moneylender in village, borrow from moneylender outside village, borrow from village store owner, borrow from village Rice Bank, borrow from PCG, borrow from Housewife’s Group, borrow from Village Fund, borrow from Marketing Demonstration Center, borrow from Agricultural Cooperative, borrow from Commercial Bank, migrate for less than 6 months of work, migrate for 6 or more months of work, sell livestock or equipment, or other], whether this gift has to be repaid, and ranking of responses)

III. Village Ranking and Opinions (Questions including ranking of four villages in terms of best and worst for activities [availability & quality of institutions, cooperation among villagers, natural resources, village leadership, or standard of living], why respondent thinks villages are different, and respondent’s comments on each of the villages)

IV. Household Composition (Questions including total number of household members, name of each household member, each member’s relation to head of household, each member’s gender, each member’s age, whether member is in school, each member’s educational background, what system of grades was in place when member went to school, whether each member has received any adult education, and whether each member has received any additional training)

V. Occupation (Questions including each member’s primary occupation over past 12 months, what type of worker member is, wage for job, how long member has been doing job, each member’s secondary occupation, what type of worker member is, and village positions held by member)

VI. Occupational History (Questions including whether each member has had any other primary occupations besides what s/he is presently doing, previous primary occupation, for how long, what was each member’s occupation before that, for how long, the job before that, for how long, whether each member seriously considered changing job, to what job, why each member was unable to change jobs, and why each member could not borrow necessary funds to change jobs)

VII. Children Living Outside the Household (Questions including how many children live outside household, each child’s name, each child’s age, each child’s gender, each child’s educational background, each child’s primary occupation, type of worker child is, where each child lives, how many times each child sent household money over the past 12 months, how much was sent in total, how many times household sent each child money over the past 12 months, and how much was sent in total)

VIII. Residential Patterns

IX. Parent’s Characteristics (Questions including parents’ primary occupation, parents’ educational background, parents’ positions in village, how much land was owned by parents, how land was acquired, how household compares to others in village in terms of wealth, how head’s parents compare to others in village in terms of wealth, and how spouse’s parents compare to others in village in terms of wealth)

X. Inheritance (Questions including whether head or spouse has inherited anything from parents, what was inherited, how many rai were inherited, value of livestock at the time it was inherited, value of house at the time it was inherited, how much debt was inherited, value of land at time it was inherited, and when item was inherited)

XI. Household Assets (Questions including whether anyone in household owns asset, how many, how much asset cost, how household got the money to buy asset, largest source of money, how much came from this source, and how long household has owned asset [assets: TV - color, VCR, air conditioner, telephone, cellular telephone, refrigerator, motorcycle, car, pick-up truck, long tail boat with motor, large fishing boat, washing machine, gas stove, bicycle, stereo, or other])

XII. Agricultural Assets (Questions including whether household is involved in any agricultural activities, types of activities, whether anyone in household owns asset, how many, how much asset cost, how household got money to acquire asset, largest source of money, how much came from this source, how long household has owned asset [assets: walking tractor, large four-wheel tractor, small four-wheel tractor, set, sprinkler, threshing machine, rice mill, crop storage building, large chicken coop, other large building for livestock, or other asset], how many ponds household owns, size of pond, whether pond is a shrimp pond or a fish pond, how many years pond has been operational, how much it cost to build pond, how household obtained money for pond, largest source of money, how much came from this source, how many livestock are owned by household [cows, buffalo, pig, chicken if > 50, or ducks if > 50], value of livestock, whether household believes increasing farm size would make it more profitable, and barriers to doing this)

XIII. Household Business (Questions including whether household currently owns a business, how many, type of business, how many years business has been in existence, from where idea to start business came, whether household owns entire business or percentage, the percentage, who else owns business, how many people work for business, how many of these people are members of household, whether business has paid anyone in cash for work in past 12 months, how many workers were paid, lowest daily wage paid, highest daily wage paid, how wages are determined, whether there are any major assets owned in conjunction with business, types of assets, how many are owned, how much assets cost, how household got money for assets, largest source of money, how much came from this source, and how long household has owned item)

XIV. Housing and Landholding (Questions including whether household owns or rent house, how much rent is, if someone wanted to buy a similar house what the cost would be, how many rai were cultivated in past 12 months, how many plots were cultivated in past 12 months, type of land, what type of claim household has to plot, type of land certificate that covers plot, how many rai are in plot, when plot was acquired, how plot was acquired, sources of financing for plot, largest source, how much came from this source, current value of plot, km from house to plot, whether plot has access to water in the cold season, whether plot has access to water in the hot season, how many bags of chemical fertilizer were used last year, the numbers from these bags, whether plot is in the tambon, whether household owns any other land, how many plots household owns, type of land, type of land certificate that covers plot, how many rai are in plot, when plot was acquired, how plot was acquired, sources of financing for plot, largest source, how much came from this source, current value of plot, km from house to plot, and how plot is currently being used)

XV. Expenditures (Questions including during a typical months how much household consumes of item, unit of measurement, price per unit, and total value of expenditures/consumption of item in a typical month [items: rice household grew themselves, rive bought, other grains, milk & milk products, meat, alcohol consumed at home, alcohol consumed away from home, tobacco, gasoline, or ceremonies] how much household has spent on house repairs in past 12 months, how much household has spent on motorcycle repairs in past 12 months, how much household has spent on educational expenses in past 12 months, how much household has spent on clothing in past 12 months, and how much household has spent on food eaten away from home in past 12 months)

XVI. Income (Questions including total gross income for household during past 12 months, whether anyone in household has received payments for items in past 12 months, how much was received [rice farming, corn farming, vegetable farming, orchard farming, other crop, raising shrimp, raising fish, raising chickens or ducks, raising pigs or cows or buffalo, raising other livestock, wages, salaries, rice mill, store, mechanic/repair shop, hair salon/barber, restaurant/noodle shop, trading, other business, payments for renting land, payments for other rentals, from selling land, gov’t assistance, interest on savings, income from loan repayments, scholarships or grants, income from roomers & boarders, proceeds from ROSCA, remittances from relatives, remittance from friends, gov’t lottery, dividends, retirement compensation, gifts, or other income], total expenditures, whether anyone has had expenditure, how much was spent on expenditure [Farm Expenses: seeds, fertilizers, pesticides/herbicides, wages - all paid labor, meals for laborers, rental cost of all tractors & machinery & equipment, all land rental, fuel for tractors & any other machinery, maintenance of tractors & machinery, purchase of baby or breeding livestock, food for livestock, other; Shrimp/Fish Expenses: wages - all paid labor, meals for laborers, rental cost of all tractors & machinery & equipment, all land rental, fuel for tractors & any other machinery, maintenance of tractors & machinery, cost of baby shrimp/fish, shrimp & fish breeding expenses, shrimp & fish food, chemicals for shrimp/fish ponds, sea water for shrimp/fish ponds, other; Business Expenses: wages - all paid labor, meals for laborers, rental cost of all machinery & equipment, all land rental, fuel for machinery & equipment, maintenance of machinery & equipment, cost of inventory, transportation expense, other] {total farm expenses} {total shrimp/fish expenses} {total business expenses}, net income, whether this is an accurate estimate of household new profits over past 12 months, best guess about next year’s net profit, if next year is good estimated net profit, and if next year is bad estimated net profit)

XVII. Borrowing (Questions including whether household owes money or goods to anyone, how many loans are owed, whether household has completely repaid a loan in past 12 months, how many loans have been completely repaid, loan number, from whom household borrowed, when household borrowed money, whether loan has been fully repaid, how much was borrowed, how much household had to pay back {if loan is fully repaid}, how much will household have to pay back, duration of loan, why money was borrowed, what household offered as collateral for loan, value of collateral, and consequences for household if they do not repay loan)

XVIII. Lending (Questions including whether anyone owes household money or goods, how many loans are owed to household, whether any loans have been fully repaid in the last 12 months, how many loans have been fully repaid, loan number, to whom did household lend money, when household lent money, whether loan has been repaid, how much was loaned, how much was repaid {if loan has been fully repaid], how much will be repaid, duration of loan, why was money borrowed, what was offered as collateral for loan, value of collateral, consequences for borrower if s/he did not repay loan, whether household has ever turned down anyone for loan, who was turned down, and why)

XIX. Savings (Questions including whether household has savings [commercial bank, agricultural cooperative, bank account at BAAC, PCG account, rice bank, gold & jewelry, cash, other savings, or rice in storage], most important source for savings [saving up small amounts for a long time, from selling land, from selling other assets, from inheritance, profits from business, from selling agricultural product, from salary or wages, lottery winnings, or other], how many times household has made a deposit in past 12 months, how much has been deposited, how many times household has withdrawn money in past 12 months, how much has been withdrawn, how much household presently has, and current value of rice saved)

XX. General Questions (Questions including household’s opinion of being a member of more than one lending institution at a time, whether household has repaid a loan with another loan in past 12 months, why, whether household has made a late payment or repaid loan late in the past 12 months, why, whether household has missed a savings deposit or made a late savings deposit to a pledge account in past 12 months, why, whether household has had a loan paid by cosigners in past 12 months, why, whether household has had to forfeit collateral to pay a loan in past 12 months, why, whether household has had to take collateral, have a cosigner pay for loan recipient, or not been repaid by someone in past 12 months, why, and whether household has loaned to that person again)

XXI. Hypothetical Situation (Questions including how household would get 2000 B if it was needed right away, if that source wasn’t available what would household do, how household would get 20,000 B right away, and if that source wasn’t available what household would do)

XXII. Institutions and Organizations (Questions including whether anyone in household is currently a member of institution, whether anyone had been a member but presently is not, when household joined institution, when household stopped being members of institution, why household stopped being members, how many times household borrowed from institution, whether household would want to become members of institution if neighbors asked household to join, main reason for wanting to join institution, and main reason for not wanting to join institution[Rice Bank, Buffalo Bank, PCG, BAAC, BAAC Group, Agricultural Cooperative, Women’s Group, Emergency Fund, Health Fund, Commercial Bank, Gov’t Savings Bank, Insurance Company, Finance Company, Moneylender, ROSCA, or other])